VALUATION · INVESTMENT RESEARCH · CREDIT ANALYSIS · PORTFOLIO DECISIONS
I’m Dev Amit Pandya, an M.S. Finance student at UMass Boston with experience in credit analysis, cost accounting, distressed assets, financial reporting, and independent equity research.
SELECTED FINANCE WORK / 04
Educational and academic work—not professional deal execution, audited performance, or current recommendations. Each case states its date and limitations.
A catalyst-led power thesis using DCF and peer-relative valuation, with a separate post-report follow-up.
A franchise thesis balanced against premium valuation, launch timing, monetization, and bull/base/bear outcomes.
A company and industry report covering financial performance, DuPont analysis, competition, policy, and execution. The document itself does not state a publication date.
An academic allocation exercise connecting macroeconomic views with diversification, risk, and portfolio rationale.
ROLE PATHWAYS / EVIDENCE MAP
These are navigation paths into existing evidence—not claims of professional deal execution or investment authority.
Transaction mechanics, valuation, scenarios, capital-markets research, and presentation.
Open transaction evidence ↗Company theses, catalysts, risks, and invalidation conditions.
Open scenario case ↗Creditworthiness, cash-flow review, costs, variance, and reporting.
Open experience evidence ↓EXPERIENCE + ACADEMIC WORK / 06
Internships gave me experience with financial records, operating data, management reporting, and portfolio monitoring. Academic projects let me apply portfolio theory and econometrics.
I evaluate customer creditworthiness using Equifax business scores, balance sheets, income statements, and cash flows; analyze production costs, material usage, and overhead allocation; and support month-end close, budget tracking, and internal reporting. I also help streamline recurring finance analysis and reporting through AI-assisted process automation.
FINANCE CAPABILITIES / EVIDENCE LINKED
No proficiency percentages. Each capability points to a report, academic project, or documented internship responsibility.
RESEARCH PREVIEW / 06 OF 21
The complete collection includes equity research, valuation, capital markets, portfolio and risk, derivatives, quantitative research, and CFA learning.
A dated note about protecting the study habit on tired nights—without presenting a self-reported streak as measured productivity or an exam result.
How a fixed exchange ratio transfers market-price risk, with reproducible premium, ownership, synergy, and sensitivity calculations.
A follow-up asking whether improving operating evidence means the thesis is early—or whether its expected catalyst is wrong.
Where assumptions, market mood, false precision, and circular logic can distort two standard valuation methods.
A qualitative framework for separating structural business impairment from temporary, potentially fixable setbacks.
A five-part checklist for comparing language, listening to unscripted answers, tracking omissions, and assessing guidance framing.
A visual thesis on the tension between AI-led financial disruption and continued reliance on investment banks for public-market liquidity.
Dated educational work · sources and limitations remain visible · not investment advice
EDUCATION + FINANCE FOUNDATION
This section reflects the qualifications recorded in my résumé. It does not add unsupported proficiency scores or invented credentials.
University of Massachusetts Boston. Expected completion: May 2027.
Ahmedabad University. Completed May 2025.
Financial analysis, portfolio management, cost accounting, ESG analysis, and academic research.
Advanced Excel, PowerPoint, Bloomberg Terminal, management presentations, and structured financial summaries.
CFA Level I study in progress. Bloomberg Market Concepts completed November 30, 2025.
FINANCE RESEARCH PROCESS / PRIVATE + PAPER ONLY
This private research workspace helps me organize sources, structure investment questions, and test educational hypotheses. AI-assisted tools support organization and iteration; they do not replace financial judgment or create professional investment authority.
HOW I USE THE PROCESS
Each note should show what evidence supports the idea, what remains unresolved, which assumptions drive the answer, and what would invalidate the thesis.
Separates primary evidence, secondary commentary, dated claims, and unresolved questions.
Records the mechanism, competing explanation, catalysts, risks, and a falsifiable view.
Uses explicit assumptions, sensitivity work, benchmarks, and paper-only evaluation where appropriate.
AI helps organize material and iterate on tools while finance analysis remains the decision surface.
No broker connection, live orders, client money, audited performance, or autonomous investment authority.
CONTACT / BOSTON, MA
M.S. Finance, UMass Boston · Expected May 2027. I’m looking for teams where I can contribute careful analysis and keep learning from experienced finance professionals.